Benefits and Risk Management

Who is eligible for BVSD benefits?

Employees working in a regular position, lasting longer than 60 days, assigned 0.5 full-time equivalent FTE (20 hrs/week) or greater, are eligible for Boulder Valley School District employee benefits. Benefits start the first day of the month following the employee's first day of work. Employees have 30 days, from their first day at work, to enroll in the health, dental, vision, and personalized plans. Enrollment is not automatic.

Eligible employees are automatically enrolled in the Employee Assistance Program, Long Term Disability and Life Insurance. Life insurance coverage is $50,000. These programs are paid 100% by BVSD.

Eligible dependents are spouse/domestic partner, children under age 26 and disabled dependents of any age. Appropriate documentation is required to add dependents (i.e. marriage certificate and birth certificate).

Who is not eligible for BVSD benefits?

Substitutes, community school building monitors, summer grounds workers, student workers, interns, extra-duty contracts, PERA retirees (unless hired on a 110 contract) and "as needed" positions are not benefit eligible. 

Benefits Overview

• Health Coverage with UMR or Surest for Eligible Employees. 100% of the employee premium for the UMR Silver Plan is covered by BVSD. Dependent premiums are paid by the employee.
• Dental Coverage with Delta Dental – 100% of the employee premium is paid by BVSD. Dependent premiums are paid by the employee.
• Voluntary Vision Coverage with EyeMed - paid by the employee 
• Supplemental Life Insurance – Up to $250,000 additional coverage - paid by the employee
• Guardian – Accident, critical illness, and hospital indemnity personalized benefits - paid by the employee
• Norton Identity Theft Protection - LifeLock Identity Protection personalized benefit - paid by the employee
• Flexible Spending Plans - Cover eligible medical and childcare expenses with pre-tax dollars - paid by the employee
• Retirement Savings Plans – 401(k), 403(b) & 457 options (Traditional and Roth) - Contributions are paid by the employee

Other Employee Benefits

• Nurse Care Coach – Health coaching for benefits-eligible employees
• The Zero Card - Covers services like imaging, lab work, and surgery- for UMR-covered members
• BVSD Save$ - Your very own employee discount program
• EcoPass - Unlimited access to all local, express, and regional bus and light rail routes in the Denver Metro area.

BVSD Benefits Guide

• 2026-2027 Benefits Guide (Plan Year July 1, 2026 - June 30, 2027)

COBRA Rates

• 2026-2027 COBRA Rates (Plan Year July 1, 2026 - June 30, 2027)

What is COBRA, and what is its purpose?

• COBRA is short for Consolidated Omnibus Budget Reconciliation Act and is a law signed by President Reagan, effective for health plans on July 1, 1986, and forward.
• It provides employees and/or their families the right to keep the same health, dental, and vision coverage they at had BVSD after their benefits end.
• Coverage is under BVSD's group plans, is self-paid, and is for a specific amount of time.
• Once your BVSD benefits expire, the Benefits Specialist requests a COBRA packet for you.
• The packet will be delivered to your home address; you can opt in or not, or you can choose to enroll in another plan (e.g., spouse's insurance or Connect for Health Colorado, the Marketplace).
• After benefits end with BVSD, employees and qualified beneficiaries have 30 days to enroll in a private plan or the Marketplace. Or, 60 days to enroll in COBRA.

Rocky Mountain Reserve is the COBRA Administrator for BVSD.
888-722-1223, option 2

IMPORTANT HEALTH COVERAGE TAX DOCUMENTS

• Current employees can sign up for electronic delivery of pay statements, annual W-2, and 1095-C tax documents in our secure portal, dating back to 2021. At the portal, they can download their W-2s and 1095-C forms as soon as they are available. 
  • How to opt in for tax documents: click here
  • Verify or update your address using these instructions
• Retirees and previous BVSD employees must request a copy of the 1095-C form by emailing benefits@bvsd.org; a physical copy will be delivered via regular mail.

Please note: Form 1095-C is not required to file your tax return with the IRS.

UMR/UHC Transparency in Coverage

United Healthcare Transparency in Coverage Documents can be found at the link below:

United Healthcare Transparency in Coverage Documents

Transparency in Coverage Frequently Asked Questions